Fee Schedule
Rates & Fees Effective
January 28, 2013
Checking Accounts
| Monthly Service Fee |
FREE |
| Per Check Fee |
FREE |
| Monthly Maintenance Fee |
FREE |
| Starter Checks - First 10 |
FREE |
| Additional Starter or Temporary Checks (5) |
$3.00 |
| Stop Payment Order - Checks, ACH, Popmoney |
$20.00 |
| Check Certification |
$10.00 |
| Photocopy of a Paid Check Under 12 Months |
$3.00 |
| Photocopy of a Paid Check Over 12 Months |
$6.00 |
| Faxed copy of a Paid Check |
$4.00 |
| Check/ACH Returned - Member issued |
$25.00 |
| Check Returned - Deposited Item |
$20.00 |
| Overdraft Protection (Share/Loan Transfer) |
$2.00 |
| Manual Processing/Clearing - Checks, ACH |
$5.00 |
| Nonsufficient Funds for Preauthorized Withdrawal |
$25.00 |
| Checking Activity Printout (Per Month) |
$2.00 |
| Check Printing (Fee Based on Style Ordered) |
VARIES |
Bill Payment
| Bill Payment and Presentment |
FREE |
| Stop Payment Order on a Bill Pay item |
$35.00 |
| Nonsufficient Funds for Authorized Bill Pay |
$35.00 |
| Bill Pay Annual Summary CD |
$40.00 |
Money Market Accounts
| Checks written for under $250 |
$10.00 |
| In excess of 6 checks per month |
$10.00 |
| Monthly below minimum fee (below $500) |
$5.00 |
Visa Accounts
| Delinquent Payment Fee |
$35.00 |
| Photocopy of Visa Sales Draft |
$20.00 |
| Manual post Visa Debit/Credit transaction |
$10.00 |
| Visa Gift Card Purchase |
$3.00 |
| Replace Lost VISA Card/PIN |
$5.00* |
* Initial replacement card is $5.00, any subsequent cards will be charged $10.00
ATM Transactions
| Balance Inquiry |
$1.25 |
| Transfer |
$1.25 |
| Withdrawals |
$1.25** |
| Withdrawals from TOHEFCU ATM Machines |
FREE |
| Replacement Card (Lost/Damaged) |
$5.00* |
* Initial replacement card is $5.00, any subsequent cards will be charged $10.00
** Members receive five (5) free withdrawals per calendar month.
Membership
| Account Opening |
FREE |
| New Account Closing Within 90 Days (Savings/Checking) |
$25.00 |
| Non-notification of Change of Address (Quarterly) |
$5.00 |
| Below Minimum Balance (Savings - Monthly) |
$5.00 |
| Inactive Account Fee (Quarterly After 2 years) |
$5.00 |
| Membership Number Change/Reopen (3rd time) |
$25.00 |
| Popmoney |
Standard |
|
1 FREE per month
then $3 per transaction
|
| Popmoney |
Next Day |
|
$5 |
| Incoming Funds Transfer |
Standard |
|
FREE |
| Incoming Funds Transfer |
Next Day |
|
$10 |
| Outgoing Funds Transfer |
Standard |
0 - $2,000 |
$3 |
| Outgoing Funds Transfer |
Standard |
$2,001 - limit |
$5 |
| Outgoing Funds Transfer |
Next Day |
|
$10 |
Various Services
| Home Banking www.tohefcu.org |
FREE |
| Bill Payment |
FREE |
| "ET" - Electronic Teller Audio Response System |
FREE |
| Notary Public |
FREE |
| Tax Levy Processing |
$30.00 |
| Restraining Notice Processing |
$30.00 |
| Court Ordered Processing (Check Copies, etc) |
$75.00* |
| Replacement of Lost Coupon Payment Booklets |
$5.00 |
| Replacement Membership Card (Lost/Damaged) |
$5.00 |
| Rush on any Plastic Card Order |
$60.00 |
| Wire Transfer Fee (Outgoing - Domestic) |
$20.00 |
| Wire Transfer Fee (Outgoing - Foreign) |
$40.00 |
| Wire Transfer Fee (Incoming) |
FREE |
| Incoming Book Transfer |
$20.00 |
| Collection Item Processing |
$20.00 |
| Collection for Deposited Canadian Item |
$5.00 |
| Foreign Item Collection Fee |
$30.00 |
| Photocopy/Fax (other than drafts) |
$5.00 |
| Account Reconciliation (per hour 1 hour minimum) |
$20.00/hr. |
| American Express Travelers Cheques |
FREE |
| American Express Gift Cheques |
$2.50 |
| American Express Gift Cards |
$3.95 |
| Money Orders |
$2.00 |
| Signature Verification |
$3.00 |
| Signature Verification - Medallion Stamp Program |
$10.00 |
| Outgoing IRA Trustee Transfer |
$25.00 |
| Deposit Verifications (From Other Institutions) |
$5.00 |
| Statement Copy/Account Balance Print Out (per month) |
$2.00 |
| Holiday Club Withdrawal |
$5.00 |
| Vacation Club Excessive Withdrawals (Over 3 per Year) |
$5.00 |
| Abandoned Property Fee |
$25.00 |
| HELOC check written for less than $500 |
$10.00 |
| Copy of Credit Union Official Checks |
$5.00 |
| Stop Payment of Credit Union Official Check |
$20.00 |
| Third Party Official Checks |
$5.00 |
| Return of Deposited Check |
$20.00 |
| Return of Deposited Check Drawn on Member's Account at Another Financial Institution |
$35.00 |
* Plus per item costs over 25 copies
