Personal Loans
A TOHEFCU personal loan (signature loan) is an unsecured loan established for a definite time period with a specific payment amount. The rate is fixed for the term of the loan, with the maximum term being 60 months.
This product is designed to provide funds for a special purchase, whether it be holiday shopping, vacations, back-to-school shopping or simply debt consolidation in an attempt lower your monthly obligations.
Line of Credit Loans
Apply for the convenience of having a TOHEFCU Line of Credit loan. These loans are pre-approved, open-end revolving loans. Members may draw against and up to their assigned limit as they desire in multiples of $100. The minimum required monthly payment is $30.00 per $1000 outstanding loan balance. You can enroll in Payroll Deduction/Direct Deposit or Automatic Payment Transfer to assist in repayment.
Bill Consolidation Loan
A TOHEFCU Bill Consolidation Loan allows you to pay off your high-interest debt and have just one low monthly payment.
Eligible applicants can apply for up to $30,000 for as long as 84 months and get a low rate of just 9.90%.
Bring in your bills with your completed application and we'll do the rest!! Don't let another month of high-cost debt go by!
***Both Credit Life and Credit Disability are available on most loans up to a maximum of $30,000. The insurance will cover loan payments in case of death or disability, protecting your family from this burden.