Home Equity Loans

Does the house need some repairs? Is there a special occasion approaching? Are bills piling up? In times of need like these, your home becomes a valuable asset and can be used as a great source of cash. Take advantage of the equity you have built up in your home and apply for one of our Home Equity Products.

A TOHEFCU Home Equity Loan offers you:

Up to 80% of the equity in your home
Five, ten, fifteen, or twenty year loans
Loan amounts up to $250,000
No closing costs*
Low, competitive, fixed rates
Fast and easy processing

Home Equity Line of Credit Loans (HELOC)

A TOHEFCU HELOC offers you:
Up to 80% of the equity in your home
5 year draw period/15 year repayment period
Draw Period extensions available upon approval
Loan amounts from $10,000 - $250,000
No closing costs*
Low, competitive, variable rates
Check writing access/convenience
Fast and easy processing
*loan must remain open for a minimum of 36 months.