Fee Schedule
Rates & Fees Effective May 1, 2022
Checking Accounts
Monthly Service Fee |
FREE |
Per Check Fee |
FREE |
Monthly Maintenance Fee |
FREE |
Starter Checks - First 10 |
FREE |
Additional Starter or Temporary Checks (5) |
$5.00 |
Stop Payment Order - Checks, ACH, Popmoney |
$25.00 |
Check Certification |
$10.00 |
Photocopy of a Paid Check Under 12 Months |
$3.00 |
Photocopy of a Paid Check Over 12 Months |
$6.00 |
Faxed copy of a Paid Check |
$5.00 |
Check/ACH Returned - Member issued |
$25.00 |
Check Returned - Deposited Item |
$20.00 |
Overdraft Protection (Share/Loan Transfer) |
$2.00 |
Manual Processing/Clearing - Checks, ACH |
$10.00 |
Nonsufficient Funds for Preauthorized Withdrawal |
$30.00 |
Courtesy Pay Fee per item |
$25.00 |
Checking Activity Printout (Per Month) |
$2.00 |
Check Printing (Fee Based on Style Ordered) |
VARIES |
Bill Payment
Bill Payment and Presentment |
FREE |
Copy of a Bill Payment Check |
$5.00 |
Verification of a Bill Payment |
$5.00 |
Stop Payment Order on a Bill Pay item |
$40.00 |
Nonsufficient Funds for Authorized Bill Pay |
$40.00 |
Money Market Accounts
Checks written for under $250 |
$10.00 |
In excess of 6 checks per month |
$10.00 |
Monthly below minimum fee (below $500) |
$5.00 |
Visa Accounts
Delinquent Payment Fee |
$35.00 |
Photocopy of Visa Sales Draft |
$20.00 |
Manual post Visa Debit/Credit transaction |
$10.00 |
Visa Gift Card Purchase |
$4.50 |
Replace Lost VISA Card/PIN |
$5.00* |
* Initial replacement card is $5.00, any subsequent cards will be charged $10.00
ATM Transactions
Balance Inquiry |
$1.25 |
Transfer |
$1.25 |
Withdrawals |
$1.25** |
Withdrawals from TOHEFCU ATM Machines |
FREE |
Replacement Card (Lost/Damaged) |
$5.00* |
* Initial replacement card is $5.00, any subsequent cards will be charged $10.00
** Members receive five (5) free withdrawals per calendar month.
Membership
Account Opening |
FREE |
New Account Closing Within 90 Days (Savings/Checking) |
$25.00 |
Non-notification of Change of Address (Quarterly) |
$5.00 |
Below Minimum Balance (Savings - Monthly) |
$5.00 |
Inactive Account Fee (Quarterly After 2 years) |
$10.00 |
Membership Number Change/Reopen (3rd time) |
$25.00 |
Popmoney |
Standard |
|
1 FREE per month
then $3 per transaction
|
Popmoney |
Next Day |
|
$5 |
Popmoney - Request Money |
|
|
$2 |
Incoming Funds Transfer |
Standard |
|
FREE |
Incoming Funds Transfer |
Next Day |
|
$10 |
Outgoing Funds Transfer |
Standard |
0 - $2,000 |
$3 |
Outgoing Funds Transfer |
Standard |
$2,001 - limit |
$5 |
Outgoing Funds Transfer |
Next Day |
|
$10 |
Various Services
Home Banking www.tohefcu.org |
FREE |
Bill Payment |
FREE |
"ET" - Electronic Teller Audio Response System |
FREE |
Notary Public |
FREE |
Tax Levy Processing |
$30.00 |
Restraining Notice Processing |
$30.00 |
Court Ordered Processing (Check Copies, etc) |
$75.00* |
Replacement of Lost Coupon Payment Booklets |
$5.00 |
Replacement Membership Card (Lost/Damaged) |
$5.00 |
Rush on any Plastic Card Order |
$75.00 |
Wire Transfer Fee (Outgoing - Domestic) |
$25.00 |
Wire Transfer Fee (Outgoing - Foreign) |
$50.00 |
Wire Transfer Fee (Incoming) |
FREE |
Incoming Book Transfer |
$20.00 |
Collection Item Processing |
$20.00 |
Collection for Deposited Canadian Item |
$10.00 |
Foreign Item Collection Fee |
$30.00 |
Photocopy/Fax (other than drafts) |
$5.00 |
Account Reconciliation (per hour 1 hour minimum) |
$25.00/hr. |
American Express Gift Cards |
$3.95 |
Money Orders |
$3.00 |
Signature Verification |
$5.00 |
Signature Verification - Medallion Stamp Program |
$15.00 |
Outgoing IRA Trustee Transfer |
$25.00 |
Deposit Verifications (From Other Institutions) |
$10.00 |
Statement Copy/Account Balance Print Out (per month) |
$5.00 |
Holiday Club Withdrawal |
$5.00 |
Vacation Club Excessive Withdrawals (Over 3 per Year) |
$5.00 |
Abandoned Property Fee |
$50.00 |
HELOC check written for less than $500 |
$10.00 |
Copy of Credit Union Official Checks |
$5.00 |
Stop Payment of Credit Union Official Check |
$25.00 |
Third Party Official Checks |
$5.00 |
Return of Deposited Check |
$20.00 |
Return of Deposited Check Drawn on Member's Account at Another Financial Institution |
$35.00 |
* Plus per item costs over 25 copies