{"id":1423,"date":"2026-03-02T17:25:47","date_gmt":"2026-03-02T17:25:47","guid":{"rendered":"https:\/\/www.tohefcu.org\/wph\/workarea\/services\/wills-and-trusts\/"},"modified":"2026-03-02T19:22:52","modified_gmt":"2026-03-02T19:22:52","slug":"wills-and-trusts","status":"publish","type":"page","link":"https:\/\/www.tohefcu.org\/wph\/workarea\/services\/wills-and-trusts\/","title":{"rendered":"Wills and Trusts"},"content":{"rendered":"\n<p><strong><em>Plan Today. Protect Tomorrow.<\/em><\/strong><\/p>\n\n\n\n<p>Estate planning is one of the most important financial decisions you\u2019ll ever make. As a Town of Hempstead Employees Federal Credit Union member, you now have access to affordable, easy-to-use Wills and Trusts \u2014 powered by Legal Karma.<\/p>\n\n\n\n<p>Whether you\u2019re starting a family, buying a home, or preparing for retirement, this member-exclusive benefit makes protecting your loved ones simple and accessible.<\/p>\n\n\n\t\t\t<a  class='btn' href='https:\/\/estateplanning.tohefcu.org\/' target='_self' rel='noopener noreferrer'>Get Started<\/a>\n\t\t\t\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Why Create an Estate Plan?<\/h3>\n\n\n\n<p>An estate plan helps you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Decide who receives your assets<\/li>\n\n\n\n<li>Name guardians for minor children<\/li>\n\n\n\n<li>Avoid unnecessary probate delays<\/li>\n\n\n\n<li>Appoint someone to manage finances if you cannot<\/li>\n\n\n\n<li>Protect your home and savings<\/li>\n\n\n\n<li>Give your family clarity during difficult times<\/li>\n<\/ul>\n\n\n\n<p>Without a plan in place, state law decides what happens \u2014 not you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Getting Started Is Easy<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Take a Quick Quiz<\/strong><br>Answer a few simple questions to determine the right plan for you.<\/li>\n\n\n\n<li><strong>Choose Your Plan<\/strong><br>Select a Will Package or Living Trust Package based on your needs.<\/li>\n\n\n\n<li><strong>Complete the Guided Questionnaire<\/strong><br>Work at your own pace \u2014 start and return anytime.<\/li>\n\n\n\n<li><strong>Download Your Documents<\/strong><br>Your estate plan will be ready for signing and execution.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Need help? You can schedule a complimentary consultation with a specialist.<\/p>\n\n\n\t\t\t<a  class='btn' href='https:\/\/calendly.com\/d\/cw7j-v7q-5jk?utm_source=tohefcu&#038;utm_medium=calendly&#038;utm_campaign=website' target='_self' rel='noopener noreferrer'>Schedule A Free Consultation<\/a>\n\t\t\t\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Why Use This Member Benefit?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li> Member-Exclusive Pricing<\/li>\n\n\n\n<li> Step-by-Step Guided Process<\/li>\n\n\n\n<li> Secure &amp; Encrypted Platform<\/li>\n\n\n\n<li> Unlimited Member Support<\/li>\n\n\n\n<li> Flexible Payment Options<\/li>\n<\/ul>\n\n\n\n<p>This service is designed specifically to make estate planning accessible, affordable, and stress-free.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who Should Consider This?<\/h3>\n\n\n\n<p>This service is ideal for members who:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Have minor children<\/li>\n\n\n\n<li>Own a home<\/li>\n\n\n\n<li>Have retirement savings<\/li>\n\n\n\n<li>Want to avoid probate<\/li>\n\n\n\n<li>Want clarity and control over their financial legacy<\/li>\n\n\n\n<li>Prefer a simple, guided online process<\/li>\n<\/ul>\n\n\n\n<p>If you have highly complex legal needs, business entities, or specialized estate tax questions, we encourage you to consult a licensed attorney.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Have Questions?<\/h3>\n\n\n\n<p>You\u2019re not alone. Estate planning can feel overwhelming \u2014 but we\u2019re here to help.<\/p>\n\n\n\n<p>\ud83d\udcde Call Our Dedicated Support Team: (516) 217-3702<br>\ud83d\udcc5 <a href=\"https:\/\/calendly.com\/d\/cw7j-v7q-5jk?utm_source=tohefcu&amp;utm_medium=calendly&amp;utm_campaign=website\">Schedule a Free Consultation<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">Disclaimer<\/h4>\n\n\n\n<p>Estate planning is an important step, and we&#8217;re here to make the process simple and accessible. While we provide tools to help you create an estate plan, we are not a law firm and do not offer legal advice.  This service is provided by Legal Karma, an independent third-party provider. Legal Karma is not a law firm and does not provide legal advice. TOHEFCU does not provide legal services. For personalized legal advice, individuals should consult a licensed attorney.<\/p>\n\n\n\n<p>Using the service is not a substitute for a lawyer and does not create an attorney-client relationship. If you have complex legal questions or need personalized advice, we encourage you to consult a licensed attorney.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"Plan Today. Protect Tomorrow. Estate planning is one of the most important financial decisions you\u2019ll ever make. As a Town of Hempstead Employees Federal Credit Union member, you now have access to affordable, easy-to-use Wills and Trusts \u2014 powered by Legal Karma. Whether you\u2019re starting a family, buying a home, or preparing for retirement, this [&hellip;]","protected":false},"author":5,"featured_media":0,"parent":343,"menu_order":10,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-1423","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Wills and Trusts - Town of Hempstead Employees Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wills and Trusts - Town of Hempstead Employees Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"Plan Today. 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