{"id":342,"date":"2022-04-21T13:42:38","date_gmt":"2022-04-21T13:42:38","guid":{"rendered":"https:\/\/www.tohefcu.org\/wph\/workarea\/?page_id=342"},"modified":"2026-05-20T18:11:12","modified_gmt":"2026-05-20T18:11:12","slug":"loan-insurance","status":"publish","type":"page","link":"https:\/\/www.tohefcu.org\/wph\/workarea\/loans\/loan-insurance\/","title":{"rendered":"Loan Insurance"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Payment Protection Products<\/h2>\n\n\n\n<p>TOHEFCU offers a variety of payment protection products. Planning for your future is about making the best choices for you and your family-whether it&#8217;s improving your standard of living or protecting your financial future.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Credit Life Insurance<\/h3>\n\n\n\n<p>Protecting your credit union loan with credit life insurance may help your family in the event of your unexpected death. If you pass away and your claim is payable, Credit Life may pay off or reduce your eligible loan balance to the policy maximum.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Coverage starts on your enrollment date<\/li>\n\n\n\n<li>The premium may be included with your monthly loan payments<\/li>\n\n\n\n<li>Joint insurance available to protect the borrower and the co-borrower<\/li>\n\n\n\n<li>May help make life easier for your loved ones<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Credit Disability Insurance<\/h3>\n\n\n\n<p>Credit Disability Insurance helps make the member&#8217;s monthly loan payments if he or she becomes totally disabled for longer than the waiting period, up to coverage maximums.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Insures against both injury and illness<\/li>\n\n\n\n<li>The premium may be included with your monthly loan payment<\/li>\n\n\n\n<li>Joint insurance available to protect the borrower and co-borrower<\/li>\n\n\n\n<li>Helps protect you from the unexpected<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Other Insurance Products<\/h2>\n\n\n\n<p>TOHEFCU&#8217;s partner Trustage offers a wide variety of insuance products.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Accidental Death &amp; Dismemberment (AD&amp;D)<\/h3>\n\n\n\n<p>AD&amp;D pays a cash benefit in the event of an accidental death or if an accident causes specific permanent injuries.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guaranteed acceptance &#8211; no health questions or medical exams.<\/li>\n\n\n\n<li>Coverage available at a cost-effective, monthly rate.<\/li>\n\n\n\n<li>Cash payout is often not subject to income-tax.<\/li>\n\n\n\n<li>You\u2019re covered whether at home, at work, on vacation or during travel.<\/li>\n<\/ul>\n\n\n\t\t\t<a  class='btn' href='https:\/\/www.trustage.com\/add-insurance' target='_self' rel='noopener noreferrer'>Click Here to Learn about AD&amp;D<\/a>\n\t\t\t\n\n\n<h3 class=\"wp-block-heading\">Auto Insurance<\/h3>\n\n\n\n<p>Benefits beyond coverage:<\/p>\n\n\n\n<p><strong>Customizable Coverage<\/strong><br>Compare quote and select from a variety of coverage options tailored to fit your needs, budget and driver information.<br><strong>Reliable Support<\/strong><br>Receive access to reliable support and service you can count on when you need it most, with features like 24-hour claims assistance and online policy management tools.<br><strong>Cost Savings<\/strong><br>You could qualify for discounts for safe drivers, multi-policy holders, and more.<br><strong>Additional Features<\/strong><br>Depending on your policy, you could also enjoy access to features like accident forgiveness or car replacement.<\/p>\n\n\n\t\t\t<a  class='btn' href='https:\/\/www.trustage.com\/auto-insurance' target='_self' rel='noopener noreferrer'>TruStage Auto Insurance Portal<\/a>\n\t\t\t","protected":false},"excerpt":{"rendered":"Payment Protection Products TOHEFCU offers a variety of payment protection products. Planning for your future is about making the best choices for you and your family-whether it&#8217;s improving your standard of living or protecting your financial future. 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