{"id":358,"date":"2022-04-21T13:42:40","date_gmt":"2022-04-21T13:42:40","guid":{"rendered":"https:\/\/www.tohefcu.org\/wph\/workarea\/?page_id=358"},"modified":"2022-07-14T17:55:03","modified_gmt":"2022-07-14T17:55:03","slug":"financial-tools","status":"publish","type":"page","link":"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/","title":{"rendered":"Financial Tools"},"content":{"rendered":"\n<script src='https:\/\/tohefcu.groovecar.com\/static\/ui\/calc_embed\/calc_embed_loader.js' type='text\/javascript'><\/script><script>function insertUrlParam(key, value) {    if (history.pushState) {        var searchParams = new URLSearchParams(window.location.search);        searchParams.set(key, value);        var newurl = window.location.protocol + \"\/\/\" + window.location.host + window.location.pathname + \"?\" + searchParams.toString();        window.history.pushState({path: newurl}, \"\", newurl);    }}<\/script><?php\n\/\/Paste your TPV code below, and set $using_custom_code = true in calculators.php\n?>\n\n<div class=\"editor\">\n\n\n<\/div>\n\n\n\n\n<script type=\"text\/javascript\">\n $(function() { \n  \n  \/\/ hiding calculators\n  $('.content a').each(function() { \n   var calcTitle = $(this).attr('title');\n   var element = $(this);\n   \n   if (\n    \/\/Home Financing:\n    \/\/calcTitle == 'Should I refinance?'  || \n    \/\/calcTitle == 'How much will my fixed rate mortgage payment be?'  || \n    calcTitle == 'How much will my adjustable rate mortgage payments be?'  || \n    calcTitle == 'How much will my payments be for a balloon mortgage?'  || \n    \/\/calcTitle == 'Should I rent or buy?'  || \n    calcTitle == 'Which mortgage is better for me?'  || \n    \/\/calcTitle == 'How much will I save by increasing my mortgage payment?'  || \n    \/\/calcTitle == 'How much mortgage might I qualify for?'  || \n    \/\/calcTitle == 'Should I consolidate my loans?'  || \n    \/\/calcTitle == 'How much home can I afford?'  || \n\n    \/\/Personal Financing:\n    \/\/calcTitle == 'How much car can I afford?'  || \n    calcTitle == 'Is an Auto Loan or Home Equity Loan best for purchasing a car?'  || \n    \/\/calcTitle == 'How long will it take to pay off my credit card?'  || \n    \/\/calcTitle == 'How much do I need to save for college?'  || \n    \/\/calcTitle == 'How much will I need to save for a major purchase?'  || \n    \/\/calcTitle == 'How much can I afford to borrow?'  || \n    calcTitle == 'What is my loan rate?' || \n    \/\/calcTitle == 'How long will it take to pay off my loan?'  || \n    \/\/calcTitle == 'How much will my loan payments be?'  || \n    \/\/calcTitle == 'Should I consolidate my loans?'  || \n    calcTitle == 'How soon can I eliminate my debts?' \n\t\t\n\n    \/\/Investment:\n    \/\/calcTitle == 'What is the yield on my portfolio?'  || \n    \/\/calcTitle == 'How can I save a million dollars?'  || \n    \/\/calcTitle == 'What is my investment yield?'  || \n    \/\/calcTitle == 'What is my future value worth today?'  || \n    \/\/calcTitle == 'What will my investment be worth in the future?'  || \n    \/\/calcTitle == 'How much could I save over time?'  || \n    \/\/calcTitle == 'What rate would I need to earn on my savings?'  || \n    \/\/calcTitle == 'What savings amount should I start with?'  || \n    \/\/calcTitle == 'How much should I save each month?'  || \n\n    \/\/Retirement:\n    \/\/calcTitle == 'Which is better for me, a Traditional IRA or a Roth IRA?'  || \n    \/\/calcTitle == 'How much will my Traditional IRA be worth at retirement?'  || \n    \/\/calcTitle == 'How much will my Roth IRA be worth at retirement?'  || \n    \/\/calcTitle == 'How long will my retirement savings last?'  || \n    \/\/calcTitle == 'What rate do I need to support my retirement?'  || \n    \/\/calcTitle == 'How much do I need to fund my retirement?'  || \n    \/\/calcTitle == 'How much can I spend each month in retirement?' \n   ){ element.parent().hide(); }\n  });\n\t\n\t\n\t\n\t\n\t\/\/ To open a specific tab when a user visits the calculators page, it is possible to include an anchor tag corresponding to the ID of the tab\/content to be opened. \n\t\/\/ For instance, if a User visits \/home\/calculators#Personal, the personal calculators will dispaly.\n\t\tchoicePanel = location.href.split('#')[1];\n\t\tif( $('#tab'+choicePanel).size() ) {\n\t\t\tshowPanel(document.getElementById('tab'+choicePanel), 'panel'+choicePanel);\n\t\t}\telse {\n\t\t\tshowPanel(document.getElementById('tabHome'), 'panelHome');\t\n\t\t}\n });\n \n<\/script>\n\n\n<style type=\"text\/css\">\n#tabLease { display: none }\n\n<\/style>\n\n\n\n\n\n\n\n\n\n\n\n\n<!--Calculators Script-->\n\n<div style=\"float:right;\">\n\n<!--Send To Friend-->\n<script language=\"JavaScript\" type=\"text\/javascript\">\nvar QS = unescape(document.location.search);\nvar subject;\nvar body;\nif (QS.indexOf(\"CALCULATORID\") == -1)\n{\nsubject = \"financial calculators\";\nbody = \"Hello,%0A%0ATake a look at these online financial calculators.%0A%0A\" + escape(document.location.href);\n}\nelse\n{\nsubject = \"financial calculation\";\nbody = \"Hello,%0A%0ATake a look at this online financial calculation.%0A%0A\" + escape(document.location.href);\n}\n\nvar imgsrc = 'https:\/\/www.timevaluecalculators.com\/timevaluecalculators\/images\/email_icon.jpg';\nvar imgtitle = 'Email this to a friend';\nvar linktext = '<img decoding=\"async\" border=\"0\" src=\"' + imgsrc + '\" title=\"' + imgtitle + '\" \/>';\nvar link = '<a href=\"mailto:?subject=' + subject + '&body=' + body + '\">' + linktext + '<\/a>';\ndocument.write(link);\n<\/script>\n\n<!--Print This-->\n<a href=\"javascript:window.print();\">\n<img decoding=\"async\" border=\"0\" data-src=\"https:\/\/www.timevaluecalculators.com\/timevaluecalculators\/images\/print_icon.jpg\"\ntitle=\"Print this page\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" \/><noscript><img decoding=\"async\" border=\"0\" src=\"https:\/\/www.timevaluecalculators.com\/timevaluecalculators\/images\/print_icon.jpg\"\ntitle=\"Print this page\" \/><\/noscript>\n<\/a>\n\n<\/div>\n\n<!--Tabbed List Top-->\n<style type=\"text\/css\">\nbody { background-color: white; } \/* May need to remove this line *\/\n#tabs {\ndisplay: block;\nfloat: left;\nwidth: 100%;\nposition:relative;\nleft:15px;\nz-index:1; \/*set over .panel*\/\n}\na.tab {\nborder-collapse: collapse;\nborder-style: solid solid none solid;\nborder-color: #1e43b4;\nborder-width: 1px 1px 0px 1px;\npadding: 3px 1em 2px 1em;\nmargin-top: 6px;\nmargin-right: 2px;\nfont-family: arial;\ntext-decoration: none;\nfloat: left;\ncolor:#FFFFFF;\nbackground: #1e43b4 url('https:\/\/www.timevaluecalculators.com\/images\/gradient.png');\n}\na.tab:hover {\nbackground: #FFFFFF;\ncolor:#000000;\n}\na.selectedTab {\npadding-top:6px;\nmargin-top:1px;\ncolor:#000000;\nborder-width: 3px 1px 1px 1px;\nborder-bottom: solid 1px white;\nbackground:#FFFFFF;\n}\n.cTimeValue .panel {\nposition:relative;\nborder: solid 1px #1e43b4;\nbackground-color: #FFFFFF;\npadding: 5px;\nheight: 400px;\noverflow: auto;\ndisplay:none;\nz-index:0; \/*set under #tabs*\/\ntop:-1px;\n}\n.cTimeValue .selectedPanel {\ndisplay: block;\n}\n.cTimeValue H2, .cTimeValue H3\n{\ncolor:black;\n}\n.cTimeValue A\n{\ncolor:#1e43b4;\nfont-size: 10pt;\n}\n.cTimeValue li\n{\nmargin-bottom:5px;\n}\n<\/style>\n\n<script language=\"JavaScript\" type=\"text\/javascript\">\nvar suites = new Array('Home', 'Personal', 'Investment', 'Retirement', 'Lease');\nvar suiteTitles = new Array('Home', 'Personal', 'Investment', 'Retirement', 'Lease');\nvar selectedTab = null;\nfunction showPanel(tab, name)\n{\nif (selectedTab)\n{\nselectedTab.className = 'tab';\n}\nif (tab)\n{\nselectedTab = tab;\nselectedTab.className = 'tab selectedTab';\nfor(i = 0; i < suites.length; i++)\n{\nvar panelID = 'panel' + suites[i];\ndocument.getElementById(panelID).className = (name == panelID) ? 'panel selectedPanel': 'panel';\n}\n}\nreturn false;\n}\nfunction createTabs()\n{\ndocument.writeln('<div id=\"tabs\">');\nfor(i = 0; i < suites.length; i++ )\n{\nvar panelID = 'panel' + suites[i];\nvar tabID = 'tab' + suites[i];\ndocument.write('<a href=\"\" class=\"tab\" onmousedown=\"return event.returnValue = showPanel(this, \\'' + panelID + '\\');\" ');\ndocument.writeln('id=\"' + tabID + '\" onclick=\"return false;\">' + suiteTitles[i] + '<\/a>');\n}\ndocument.writeln('<\/div><br style=\"clear:both;\"\/>');\n}\n\n\n\n<\/script>\n\n<script language=\"JavaScript\" type=\"text\/javascript\">\nQS = unescape(document.location.search);\nif (QS.indexOf(\"CALCULATORID\") == -1)\n{createTabs();}\n<\/script>\n\n<!--Begin Calculators Content-->\n<div class=\"cTimeValue\">\n<script type=\"text\/javascript\">\n \/\/ Developers:  If you should have any questions or concerns \n \/\/              regarding the use of this script, please call \n \/\/              TimeValue Software Support at 800-426-4741\n TEMPLATE_ID = \"www.tohefcu.org_1\";\n PASSTHROUGH = \"\";\n if (document.location.href.substring(0,5) == \"https\") { URL = \"https:\/\/\"; } else { URL = \"https:\/\/\";}\n URL += \"www.TimeValueCalculators.com\/timevaluecalculators\/includes\/calculators_script.js\";\n scriptTag = 'SCRIPT ';\n languageAttr = 'LANGUAGE=\"JavaScript\" ';\n srcAttr = 'SR' + 'C=\"' + URL + '\" '; \/\/split for DNN\n typeAttr = 'TYPE=\"text\/javascript\" ';\n document.write('<' + scriptTag + languageAttr + srcAttr + '><\/' + scriptTag + '>');\n<\/script>\n<noscript>\n<center>\n<p><b>Your browser does not support JavaScript. Please enable JavaScript or click <a \nhref=\"https:\/\/www.TimeValueCalculators.com\/TimeValueCalculators\/Calculator.aspx?RESPONSE=ASHTML&TEMPLATE_ID=www.tohefcu.org_1\"\ntarget=\"_blank\">financial calculators<\/a> here to use the non-JavaScript calculators.<\/b><\/p>\n<\/center>\n<\/noscript>\n<ul id=\"bottom-nav\" style=\"font-family:arial;\"><li><a href=\"https:\/\/www.amortization-software.com\/index.htm\">amortization software<\/a><\/li>\n<li><a href=\"https:\/\/www.timevalue.com\/products\/tcalc-financial-calculators\/overview.aspx\">financial calculators<\/a><\/li><\/ul>\n<script language=\"javascript\" type=\"text\/javascript\" defer=\"defer\">initMenu();<\/script>\n\n<!--Back Button-->\n<script language=\"JavaScript\" type=\"text\/javascript\">\nQS = unescape(document.location.search);\nif (QS.indexOf(\"CALCULATORID\") > 0)\n{\n\/\/Go back one step back in history\ndocument.write('<a href=\"javascript:history.back();\">Return to previous calculation &gt;&gt;<\/a><br\/>');\n}\n<\/script>\n\n<\/div>\n<!--End Calculators Content-->\n\n<!--Tabbed List Bottom-->\n<script language=\"javascript\" type=\"text\/javascript\">\nshowPanel(document.getElementById('tabHome'), 'panelHome');\n<\/script>\n\n<!--End Calculators Script-->\n\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":352,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-358","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Tools - Town of Hempstead Employees Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Tools - Town of Hempstead Employees Federal Credit Union\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/\" \/>\n<meta property=\"og:site_name\" content=\"Town of Hempstead Employees Federal Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-14T17:55:03+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/\",\"url\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/\",\"name\":\"Financial Tools - Town of Hempstead Employees Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/#website\"},\"datePublished\":\"2022-04-21T13:42:40+00:00\",\"dateModified\":\"2022-07-14T17:55:03+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Resources\",\"item\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Financial Tools\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/#website\",\"url\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/\",\"name\":\"Town of Hempstead Employees Federal Credit Union\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Financial Tools - Town of Hempstead Employees Federal Credit Union","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Financial Tools - Town of Hempstead Employees Federal Credit Union","og_url":"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/","og_site_name":"Town of Hempstead Employees Federal Credit Union","article_modified_time":"2022-07-14T17:55:03+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/","url":"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/","name":"Financial Tools - Town of Hempstead Employees Federal Credit Union","isPartOf":{"@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/#website"},"datePublished":"2022-04-21T13:42:40+00:00","dateModified":"2022-07-14T17:55:03+00:00","breadcrumb":{"@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/financial-tools\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tohefcu.org\/wph\/workarea\/"},{"@type":"ListItem","position":2,"name":"Resources","item":"https:\/\/www.tohefcu.org\/wph\/workarea\/resources\/"},{"@type":"ListItem","position":3,"name":"Financial Tools"}]},{"@type":"WebSite","@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/#website","url":"https:\/\/www.tohefcu.org\/wph\/workarea\/","name":"Town of Hempstead Employees Federal Credit Union","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tohefcu.org\/wph\/workarea\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages\/358","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/comments?post=358"}],"version-history":[{"count":2,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages\/358\/revisions"}],"predecessor-version":[{"id":839,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages\/358\/revisions\/839"}],"up":[{"embeddable":true,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages\/352"}],"wp:attachment":[{"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/media?parent=358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}