{"id":742,"date":"2022-07-07T16:54:18","date_gmt":"2022-07-07T16:54:18","guid":{"rendered":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/"},"modified":"2024-01-02T15:51:09","modified_gmt":"2024-01-02T15:51:09","slug":"fees","status":"publish","type":"page","link":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/","title":{"rendered":"Fees"},"content":{"rendered":"\n\n\n\n\t
Rates & Fees Effective Date<\/td>February 1, 2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n

Checking Accounts<\/h2>\n\n\n\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Monthly Service Fee<\/td>FREE<\/td>\n<\/tr>\n
Per Check Fee<\/td>FREE<\/td>\n<\/tr>\n
Monthly Maintenance Fee<\/td>FREE<\/td>\n<\/tr>\n
Starter Checks - First 10<\/td>FREE<\/td>\n<\/tr>\n
Additional Starter or Temporary Checks (5)<\/td>$5.00<\/td>\n<\/tr>\n
Stop Payment Order - Checks, ACH, or Zelle<\/td>$30.00<\/td>\n<\/tr>\n
Photocopy of a Paid Check Under 12 Months<\/td>$3.00<\/td>\n<\/tr>\n
Photocopy of a Paid Check Over 12 Months<\/td>$6.00<\/td>\n<\/tr>\n
Faxed Copy of a Paid Check<\/td>$5.00<\/td>\n<\/tr>\n
Check\/ACH Returned - Member Issued<\/td>$30.00<\/td>\n<\/tr>\n
Check Returned - Deposited Item<\/td>$30.00<\/td>\n<\/tr>\n
Account Protection (Share\/Loan Transfer) per transfer fee<\/td>$2.00<\/td>\n<\/tr>\n
Manual Processing\/Clearing - Checks, ACH<\/td>$10.00<\/td>\n<\/tr>\n
Nonsufficient Funds for Preauthorization Withdrawal <\/td>$30.00<\/td>\n<\/tr>\n
Courtesy Pay Fee per item<\/td>$25.00<\/td>\n<\/tr>\n
Checking Activity Printout per month<\/td>$2.00<\/td>\n<\/tr>\n
Check Printing (Fee based Upon Style)<\/td>VARIES<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n

Bill Payment<\/h2>\n\n\n\n\n\t\n\t\n\t\n\t\n\t
Bill Payment and Presentment <\/td>FREE<\/td>\n<\/tr>\n
Copy of a Bill Payment Check<\/td>$5.00<\/td>\n<\/tr>\n
Verification of a Bill Payment <\/td>$5.00<\/td>\n<\/tr>\n
Stop Payment Order on a Bill Pay item<\/td>$45.00<\/td>\n<\/tr>\n
Nonsufficient Funds for Authorized Bill Pay<\/td>$45.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n

Money Market Accounts<\/h2>\n\n\n\n\n\t\n\t\n\t
Checks written under $250<\/td>$10.00<\/td>\n<\/tr>\n
In excess of six checks per month<\/td>$10.00\/check<\/td>\n<\/tr>\n
Monthly below minimum fee (below $500)<\/td>$5.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n

Visa Accounts<\/h2>\n\n\n\n\n\t\n\t\n\t\n\t
Delinquent Payment Fee<\/td>$35.00<\/td>\n<\/tr>\n
Photocopy of Visa Sales Draft<\/td>$20.00<\/td>\n<\/tr>\n
Manual post of Visa Debit\/Credit transaction <\/td>$10.00<\/td>\n<\/tr>\n
Replace Lost Visa Card<\/td>$10.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n

ATM Transactions<\/h2>\n\n\n\n\n\t\n\t\n\t\n\t\n\t
Balance Inquiry <\/td>$1.25<\/td>\n<\/tr>\n
Transfer<\/td>$1.25<\/td>\n<\/tr>\n
Withdrawals<\/td>$1.25*<\/td>\n<\/tr>\n
Withdrawals from TOHEFCU ATM machines<\/td>FREE<\/td>\n<\/tr>\n
Replacement Card (Lost\/Damaged)<\/td>$10.00**<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\t\t\t
\n\t\t\t\t\n\n

*Members receive five free withdrawals per calendar month. <\/p>\n\n\n\n

**Initial replacement card is $10.00, any subsequent cards will be charged $20.00.<\/p>\n\n\t\t\t<\/div>\n\t\t\t\n\n

External Funds Transfer<\/h2>\n\n\n\n\n\t\n\t\n\t\n\t\n\t
Incoming Funds Transfer<\/td>Standard<\/td>FREE<\/td>\n<\/tr>\n
Incoming Funds Transfer<\/td>Next Day<\/td>$10<\/td>\n<\/tr>\n
Outgoing Funds Transfer<\/td>Standard $0 - $2,000<\/td>$3<\/td>\n<\/tr>\n
Outgoing Funds Transfer<\/td>Standard $2,001 - limit<\/td>$5<\/td>\n<\/tr>\n
Outgoing Funds Transfer<\/td>Next Day<\/td>$10<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n

Various Services<\/h2>\n\n\n\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Online Banking <\/td>FREE<\/td>\n<\/tr>\n
Bill Payment <\/td>FREE<\/td>\n<\/tr>\n
Notary Public <\/td>FREE<\/td>\n<\/tr>\n
Tax Levy Processing<\/td>$30.00<\/td>\n<\/tr>\n
Restraining Notice Processing <\/td>$30.00<\/td>\n<\/tr>\n
Court Ordered Processing (Check Copies, etc.)<\/td>$75.00 plus per item costs over 25 copies<\/td>\n<\/tr>\n
Replacement of Lost Coupon Payment Books <\/td>$5.00<\/td>\n<\/tr>\n
Replacement Membership Card (Lost\/Damaged)<\/td>$5.00<\/td>\n<\/tr>\n
Rush on any Plastic Card Order<\/td>$75.00<\/td>\n<\/tr>\n
Wire Transfer Fee (Outgoing)<\/td>$35.00<\/td>\n<\/tr>\n
Wire Transfer Fee (Incoming) <\/td>$5.00<\/td>\n<\/tr>\n
Incoming Book Transfer<\/td>$20.00<\/td>\n<\/tr>\n
Collection Item Processing<\/td>$20.00<\/td>\n<\/tr>\n
Collection for Deposited Canadian Item<\/td>$10.00<\/td>\n<\/tr>\n
Foreign Item Collection Fee<\/td>$40.00<\/td>\n<\/tr>\n
Photocopy\/Fax (other than drafts) <\/td>$5.00<\/td>\n<\/tr>\n
Account Reconciliation (per hour - 1 hour minimum)<\/td>$25.00\/hour<\/td>\n<\/tr>\n
Signature Verification<\/td>$5.00<\/td>\n<\/tr>\n
Signature Verification - Medallion Stamp Program<\/td>$20.00<\/td>\n<\/tr>\n
Outgoing IRA Trustee Transfer<\/td>$25.00<\/td>\n<\/tr>\n
Deposit Verifications (From Other Institutions)<\/td>$10.00<\/td>\n<\/tr>\n
Statement Copy\/Account Balance Print Out (per month)<\/td>$5.00<\/td>\n<\/tr>\n
Holiday Club Withdrawal<\/td>$5.00<\/td>\n<\/tr>\n
Vacation Club Excessive Withdrawals (Over 3 per Year)<\/td>$5.00<\/td>\n<\/tr>\n
Abandoned Property Fee<\/td>$50.00<\/td>\n<\/tr>\n
HELOC check written for less than $500<\/td>$10.00<\/td>\n<\/tr>\n
Copy of Credit Union Official Checks<\/td>$5.00<\/td>\n<\/tr>\n
Stop Payment of Credit Union Official Check<\/td>$30.00<\/td>\n<\/tr>\n
Third Party Official Checks<\/td>$5.00<\/td>\n<\/tr>\n
Return of Deposited Check<\/td>$30.00<\/td>\n<\/tr>\n
Return of Deposited Check Drawn on Member's Account at Another Financial Institution<\/td>$45.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":740,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-742","page","type-page","status-publish","hentry"],"yoast_head":"\nFees - Town of Hempstead Employees Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fees - Town of Hempstead Employees Federal Credit Union\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/\" \/>\n<meta property=\"og:site_name\" content=\"Town of Hempstead Employees Federal Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-02T15:51:09+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/\",\"url\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/\",\"name\":\"Fees - Town of Hempstead Employees Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/#website\"},\"datePublished\":\"2022-07-07T16:54:18+00:00\",\"dateModified\":\"2024-01-02T15:51:09+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Rates and Fees\",\"item\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Fees\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/#website\",\"url\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/\",\"name\":\"Town of Hempstead Employees Federal Credit Union\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fees - Town of Hempstead Employees Federal Credit Union","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Fees - Town of Hempstead Employees Federal Credit Union","og_url":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/","og_site_name":"Town of Hempstead Employees Federal Credit Union","article_modified_time":"2024-01-02T15:51:09+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/","url":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/","name":"Fees - Town of Hempstead Employees Federal Credit Union","isPartOf":{"@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/#website"},"datePublished":"2022-07-07T16:54:18+00:00","dateModified":"2024-01-02T15:51:09+00:00","breadcrumb":{"@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/fees\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tohefcu.org\/wph\/workarea\/"},{"@type":"ListItem","position":2,"name":"Rates and Fees","item":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/"},{"@type":"ListItem","position":3,"name":"Fees"}]},{"@type":"WebSite","@id":"https:\/\/www.tohefcu.org\/wph\/workarea\/#website","url":"https:\/\/www.tohefcu.org\/wph\/workarea\/","name":"Town of Hempstead Employees Federal Credit Union","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tohefcu.org\/wph\/workarea\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages\/742","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/comments?post=742"}],"version-history":[{"count":4,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages\/742\/revisions"}],"predecessor-version":[{"id":1179,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages\/742\/revisions\/1179"}],"up":[{"embeddable":true,"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/pages\/740"}],"wp:attachment":[{"href":"https:\/\/www.tohefcu.org\/wph\/workarea\/wp-json\/wp\/v2\/media?parent=742"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}