{"id":743,"date":"2022-07-07T16:54:29","date_gmt":"2022-07-07T16:54:29","guid":{"rendered":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/account-rates\/"},"modified":"2023-01-23T19:29:22","modified_gmt":"2023-01-23T19:29:22","slug":"account-rates","status":"publish","type":"page","link":"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/account-rates\/","title":{"rendered":"Account Rates"},"content":{"rendered":"\n\n\n\n\t
Rates & Fees Effective Date<\/td>February 1, 2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Product<\/th>Minimum Balance to earn APY<\/th>Dividend Rate<\/th>Annual Percentage Yield (APY)<\/th>\n<\/tr>\n<\/thead>\n
Regular Savings<\/td>$5.00<\/td>0.05%<\/td>0.05%<\/td>\n<\/tr>\n
Money Market<\/td>$2,500.00<\/td>0.15%<\/td>0.15%<\/td>\n<\/tr>\n
Money Market<\/td>$10,000.00<\/td>0.20%<\/td>0.20%<\/td>\n<\/tr>\n
Money Market<\/td>$25,000.00<\/td>0.30%<\/td>0.30%<\/td>\n<\/tr>\n
Money Market<\/td>$50,000.00<\/td>0.50%<\/td>0.50%<\/td>\n<\/tr>\n
Escrow Accounts<\/td>$5.00<\/td>0.05%<\/td>0.05%<\/td>\n<\/tr>\n
Kids Club Savings<\/td>$5.00<\/td>0.20%<\/td>0.20%<\/td>\n<\/tr>\n
Checking<\/td>No minimum<\/td>0.00%<\/td>0.00%<\/td>\n<\/tr>\n
Christmas Club<\/td>$5.00<\/td>0.05%<\/td>0.05%<\/td>\n<\/tr>\n
Vacation Club<\/td>$5.00<\/td>0.05%<\/td>0.05%<\/td>\n<\/tr>\n
IRA Certificates<\/td>$100.00<\/td>0.50%<\/td>0.50%<\/td>\n<\/tr>\n
6 Month Certificate<\/td>$1,000.00<\/td>2.00%<\/td>2.02%<\/td>\n<\/tr>\n
9 Month Certificate <\/td>$1,000.00<\/td>3.25%<\/td>3.30%<\/td>\n<\/tr>\n
12 Month Certificate <\/td>$1,000.00<\/td>2.00%<\/td>2.02%<\/td>\n<\/tr>\n
10 Month Certificate -
\nNEW MONEY ONLY<\/td>		$50,000.00<\/td>4.00%<\/td>4.07%<\/td>\n<\/tr>\n
15 Month Certificate <\/td>$1,000.00<\/td>1.75%<\/td>1.76%<\/td>\n<\/tr>\n
18 Month Certificate<\/td>$1,000.00<\/td>1.75%<\/td>1.76%<\/td>\n<\/tr>\n
24 Month Certificate <\/td>$1,000.00<\/td>2.00%<\/td>2.02%<\/td>\n<\/tr>\n
30 Month Certificate <\/td>$1,000.00<\/td>2.00%<\/td>2.02%<\/td>\n<\/tr>\n
36 - 48 Month Certificate<\/td>$1,000.00<\/td>2.25%<\/td>2.28%<\/td>\n<\/tr>\n
60 Month Certificate<\/td>$1,000.00<\/td>2.50%<\/td>2.55%<\/td>\n<\/tr>\n
24 Month Kids Club Certificate <\/td>$400.00 - $50,000.00<\/td>3.82%<\/td>3.89%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":740,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-743","page","type-page","status-publish","hentry"],"yoast_head":"\nAccount Rates - Town of Hempstead Employees Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Account Rates - Town of Hempstead Employees Federal Credit Union\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/account-rates\/\" \/>\n<meta property=\"og:site_name\" content=\"Town of Hempstead Employees Federal Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-23T19:29:22+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/account-rates\/\",\"url\":\"https:\/\/www.tohefcu.org\/wph\/workarea\/rates-and-fees\/account-rates\/\",\"name\":\"Account Rates - 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