Town of Hempstead Employees Federal Credit Union

Checking and Visa Debit Cards

Checking Accounts

A TOHEFCU FREE checking account is the finest available anywhere and the only checking account you will ever need!

  • No minimum service fees
  • No minimum balance requirement
  • No per check charges
  • Free 24/7 account access with Online Banking
  • Free Visa Debit card with UChoose rewards
  • Courtesy Pay – an option to protect your account from bounced items

Plus, it is easier than ever to get FREE checks for life!


Just add the convenience and security of direct deposit to your account and enroll in any TWO of the following convenience services:

Open your checking, sign up for direct deposit and any two of the above services and receive free checks for life!*

Direct Deposit Forms

*Some services subject to approval

Visa Debit Card

The TOHEFCU Visa Debit Card is the perfect complement to our FREE Checking account. It is a true combo card, bringing you the best features of a credit card and an ATM card. It is a flexible and convenient way to make everyday purchases or a quick way to access your funds at any ATM.


  • The Visa Debit card is FREE to all our members*
  • Allows you to make purchases anywhere Visa is accepted but debits your checking account
  • Allows you to withdraw your funds at any ATM**
  • Gives you access to thousands of surcharge-free All Point ATMs nationwide
  • No annual fee
  • Eliminates check writing
  • Earn rewards for every purchase with our UChoose rewards program

Find a surcharge-free ATM with our All Point ATM Locator.

*Subject to approval

**ATM fees may apply