Account Rates
| Rates & Fees Effective Date | September 1, 2023 |
| Product | Minimum Balance to earn APY | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Regular Savings | $5.00 | 0.05% | 0.05% |
| Money Market | $2,500.00 | 0.15% | 0.15% |
| Money Market | $10,000.00 | 0.20% | 0.20% |
| Money Market | $25,000.00 | 0.30% | 0.30% |
| Money Market | $50,000.00 | 0.50% | 0.50% |
| Escrow Accounts | $5.00 | 0.05% | 0.05% |
| Kids Club Savings | $5.00 | 0.20% | 0.20% |
| Checking | No minimum | 0.00% | 0.00% |
| Christmas Club | $5.00 | 0.05% | 0.05% |
| Vacation Club | $5.00 | 0.05% | 0.05% |
| IRA Certificates | $100.00 | 0.50% | 0.50% |
| 6 Month Certificate | $1,000.00 | 2.00% | 2.00% |
| 9 Month Certificate - NEW MONEY ONLY | $100,000.00 | 4.00% | 4.08% |
| 12 Month Certificate | $1,000.00 | 2.55% | 2.58% |
| 15 Month Certificate - NEW MONEY ONLY | $50,000.00 | 3.25% | 3.30% |
| 18 Month Certificate | $1,000.00 | 2.60% | 2.63% |
| 24 Month Certificate | $1,000.00 | 3.00% | 3.05% |
| 30 Month Certificate | $1,000.00 | 2.75% | 2.79% |
| 36 - 48 Month Certificate | $1,000.00 | 3.00% | 3.05% |
| 60 Month Certificate | $1,000.00 | 3.05% | 3.10% |
| Kids Club Certificate | $400.00 | 1.00% | 1.00% |