Town of Hempstead Employees Federal Credit Union

Account Rates

Rates & Fees Effective DateMarch 1, 2024
ProductMinimum Balance to earn APYDividend RateAnnual Percentage Yield (APY)
Regular Savings$5.000.05%0.05%
Money Market$2,500.000.15%0.15%
Money Market$10,000.000.20%0.20%
Money Market$25,000.000.30%0.30%
Money Market$50,000.000.50%0.50%
Escrow Accounts$5.000.05%0.05%
Kids Club Savings$5.000.20%0.20%
CheckingNo minimum0.00%0.00%
Christmas Club$5.000.05%0.05%
Vacation Club$5.000.05%0.05%
IRA Certificates$100.000.50%0.50%
6 Month Certificate$1,000.002.00%2.02%
9 Month Certificate - NEW MONEY ONLY$100,000.004.00%4.08%
12 Month Certificate $1,000.002.55%2.58%
15 Month Certificate - NEW MONEY ONLY $50,000.005.00%5.13%
18 Month Certificate$1,000.002.60%2.63%
24 Month Certificate $1,000.002.65%2.69%
30 Month Certificate $1,000.002.75%2.79%
36 - 48 Month Certificate$1,000.003.00%3.05%
60 Month Certificate$1,000.003.05%3.10%
Kids Club Certificate$400.001.00%1.00%