Town of Hempstead Employees Federal Credit Union

Account Rates

Rates & Fees Effective DateNovember 15, 2022

Account Rates

ProductMinimum Balance to earn APYDividend RateAnnual Percentage Yield (APY)
Regular Savings$5.000.05%0.05%
Money Market$2,500.000.15%0.15%
Money Market$10,000.000.20%0.20%
Money Market$25,000.000.30%0.30%
Money Market$50,000.000.45%0.45%
Escrow Accounts$5.000.05%0.05%
Kids Club Savings$5.000.20%0.20%
CheckingNo minimum0.00%0.00%
Christmas Club$5.000.05%0.05%
Vacation Club$5.000.05%0.05%
IRA Certificates$100.000.60%0.60%
6 Month Certificate$1,000.000.75%0.75%
12 Month Certificate $1,000.001.25%1.25%
15 Month Certificate Special - NEW MONEY ONLY
$1,000.002.50%2.51%
18 Month Certificate$1,000.001.50%1.51%
24 Month Certificate $1,000.002.00%2.01%
30 Month Certificate $1,000.002.00%2.01%
36 - 48 Month Certificate$1,000.002.00%2.01%
60 Month Certificate$1,000.002.25%2.26%
Kids Club Certificate400.000.30%0.30%