Town of Hempstead Employees Federal Credit Union

Account Rates

Rates & Fees Effective DateMarch 1, 2023
ProductMinimum Balance to earn APYDividend RateAnnual Percentage Yield (APY)
Regular Savings$5.000.05%0.05%
Money Market$2,500.000.15%0.15%
Money Market$10,000.000.20%0.20%
Money Market$25,000.000.30%0.30%
Money Market$50,000.000.45%0.45%
Escrow Accounts$5.000.05%0.05%
Kids Club Savings$5.001.00%0.20%
CheckingNo minimum0.00%0.00%
Christmas Club$5.000.05%0.05%
Vacation Club$5.000.05%0.05%
IRA Certificates$100.000.50%0.50%
6 Month Certificate$1,000.002.00%2.00%
9 Month Certificate - NEW MONEY ONLY$100,000.004.004.03
12 Month Certificate $1,000.002.55%2.55%
15 Month Certificate - NEW MONEY ONLY $50,000.002.75%2.76%
18 Month Certificate$1,000.002.60%2.66%
24 Month Certificate $1,000.002.65%2.66%
30 Month Certificate $1,000.002.70%2.71%
36 - 48 Month Certificate$1,000.003.00%3.01%
60 Month Certificate$1,000.003.05%3.06%
Kids Club Certificate$400.001.00%1.00%