Loan Rates
| Rates & Fees Effective Date | September 1, 2023 |
Rates are subject to change without notice.
Loan Products
| Loan Product | Term | Loan Amount | Rate |
|---|---|---|---|
| Line of Credit | 15.75% | ||
| Overdraft Line of Credit | 12.75% | ||
| Visa Classic | 1.99% Six Month intro rate | ||
| Visa Gold | 1.99% Six Month Intro rate | ||
| Signature Loan Unsecured | 14.99% | ||
| Bill Consolidation Loan | 84 Months | $30,000.00 | 9.90% |
| Savings Secured | Savings Rate + 3.00% | ||
| Certificate Secured | Certificate Rate + 3.00% | ||
| Seasonal Special | up to 36 months | up to $5,000.00 | 9.90% |
| New Auto 2022-2023 | up to 60 months | as low as* | 4.69% |
| New Auto 2022-2023 | 72 months | as low as* | 5.69% |
| New Auto 2022-2023 | 84 months | as low as* | 6.04% |
| New Auto 2022-2023 | 96 months $50,000 & up | as low as* | 6.64% |
| Used Auto 2019-2022 | up to 60 months | as low as* | 5.19% |
| Used Auto 2019-2022 | 72 months $35,000 & up | as low as* | 5.99% |
| Used Auto 2016-2018 | up to 60 months | as low as* | 6.29% |
| Used Auto 2015-Older | Up to 60 months | as low as* | 9.99% |
| New Boat/New RV | 60 months | as low as* | 5.29% |
| New Boat/New RV | 120 months | as low as* | 5.79% |
| New Boat/New RV | 180 months | as low as* | 6.29% |
| Used Boat/Used RV | 60 months | as low as* | 6.49% |
| Used Boat/Used RV | 120 months | as low as* | 7.29% |
| Used Boat/Used RV | 180 months | as low as* | 7.49% |
Real Estate Loans
| Product | Term | Rate |
|---|---|---|
| Fixed Mortgage | 30 years | 7.000% |
| Fixed Mortgage | 20 years | 6.875% |
| Fixed Mortgage | 15 years | 6.750% |
| Fixed Mortgage | 10 years | 6.500% |
| Fixed Home Equity | 20 years | 7.000% |
| Fixed Home Equity | 15 years | 6.500% |
| Fixed Home Equity | 10 years | 6.250% |
| Fixed Home Equity | 5 years | 6.000% |
| Home Equity Line of Credit | 4.490% for 18 months, then prime for life of the loan |